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Welcome! Here You Can Find Up To Date Information on Thousand Oaks, Westlake Village, Newbury Park and Simi Valley Moorpark area as well! Golden Coast Real Estate prides itself on over 30 years of knowledge in the Ventura County area!
Janis Willoughby-Konig has been in Resiential Real Etate Sales and Property Management for over 30 years. She has sold thousands of homes in Thousand Oaks, Simi Valley, Moorpark, Newbury Park, Westlake Village, Agoura and Camarillo for those 30 years. In addition her and her partner have built custom homes, completed subdivisions and is very knowledgeable in all aspects of real estate financing and land development.
The commitment she has to the clients is unsurpassed with 24/7 response and sincere dedication to the specific needs of all of her clientele. Utmost care along with years of experience will ensure a competent and professional transaction from start to closing. Please call, email or text message for a quick response today!
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Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
The RELO Team Golden Coast Homes Real Estate 2414 Thousand Oaks Blvd Thousand Oaks, CA 91361 Cell: 805-857-5518 Cell : 805-857-5513 Fax : 805-435-7491 ReloTeam@number1relo.com
Providing expert services to clients in Newbury Park, Thousand Oaks, Moorpark, Simi Valley and the entire Conejo Valley.
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